Which of the following calculations yields the total amount of a mortgage when combining two amounts?

To determine the total amount of a mortgage when combining two amounts, the correct approach is to sum the two amounts. This method provides the total by simply adding the values together, which reflects the cumulative financial obligation represented by the mortgage.

For example, if one amount is a principal on a loan and the other amount is an additional financing cost, the total amount of the mortgage is obtained by adding these two figures together. The result is critical for understanding the complete financial commitment, including all components of the mortgage.

Other methods, such as taking only the highest amount, dividing by two, or multiplying, do not yield the accurate total owed. Taking the highest amount would ignore any added value from the second amount, while dividing both amounts would give a figure unrelated to the total obligation. Multiplying the amounts could produce an inflated figure, misrepresenting the actual total mortgage amount. Therefore, summing the two amounts is the only method that correctly reflects the total mortgage liability.